Property & business insurance · Pembroke Pines, FL
Property and business insurance, explained plainly.
One Plus Insurance is a local agency serving South Florida homeowners, property owners and businesses. We focus on residential property, commercial property and business liability, and we'll help you understand exactly what your policy covers.
- Local Pembroke Pines office
- Licensed in Florida
- Appointed with multiple carriers
- Serving clients since
We write with multiple carriers across Florida.
One Plus Insurance is appointed with multiple insurance companies in the state of Florida. That means we can look at options from more than one company for your home, rental property or business, instead of offering a single company's policy.
What we cover
Three areas, covered in depth.
We keep our focus narrow on purpose: the property you live in or rent out, the buildings your business uses, and the liability that comes with running one.

Residential property
Homes, condos & rentals
Homeowners, condo, landlord and dwelling fire policies, plus the wind and flood questions every Florida owner has.
Residential coverage
Commercial property
Buildings & contents
Coverage for the building, equipment and inventory, and for the income that depends on them.
Commercial property
Business insurance
Liability for your business
General liability, business owner's policies, professional liability and umbrella limits.
Business liabilityInsurance agency
- Office
- Since
About the agency
A local agency focused on property and business coverage.
One Plus Insurance, Inc. is based in Pembroke Pines and serves homeowners, property owners and businesses across South Florida. Our focus is deliberately narrow: the property that houses your family or your business, and the liability that comes with running one.
Florida insurance can be confusing. Deductibles change with the weather, inspections affect your price, and two policies with the same premium can cover very different things. Our job is to explain your options clearly so you can make your own decision.
- Plain-language answers. We explain what's covered, what isn't, and why.
- Property and liability together. Home, building and business coverage under one roof.
- A real local office. Call, fax or stop by in Pembroke Pines.
Questions about your coverage?
Request a consultation or call the office. We'll walk you through your options in plain language.